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If this digit is 9 the next three digits are the country code from ISO 3166-1.
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For the technically inclined, this number complies to the ISO/IEC 7812 numbering standard.
An contains a six-digit issuer identification number (IIN), an individual account identification number, and a single digit checksum.
How will they agree and align in 2017 as digital becomes central to the end-to-end customer experience?
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These identify the institution that issued the credit card to the card holder. Afterwards comes the account number, digit 7 to last minus one.
The maximum length of the account number is 12 digits. The last digit is the checksum which we explained how to calculate using the MOD 10 algorithm.
In order to complete a purchase a combination of data must be had, and merely a card number is not enough.